and all revolving debt payments are to be included in this ratio. VA Mortgage co-signer/co-borrower may not be used to qualify for the VA mortgage.
West Alabama Bank & Savings in the Armed Forces and some in the Reserve may qualify for VA financing. A payment ratio is not calculated and total debt ratio guideline is 41%.
First Colony - loan programs Debt-to-income ratio as high as 36%; Requires monthly mortgage insurance (MI) FHA & VA ARMs available; Easier to qualify at the introductory rate (1