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Americans' 'real gross national credit card debt' is approximately $2293 per FindArticles search for "Debt / Statistics" Debt perception - statistics on credit card usage Most Americans own at least one credit card. And of the seven in ten who do, an amazing 34 percent do American Demographics: Debt perception - statistics on credit card Full text of the article, 'Debt perception - statistics on credit card usage' from American Demographics, a publication in the field of Business & Finance, Survey income that is earned by the 104 million American households by income range. 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